Transact
Open a dedicated business account inside InvestNext in as little as one business day. No appointments. No ACH transaction fees.* No additional portals.
Stop waiting on branch appointments. Set up your account digitally and accept investor funds on your timeline.
Eliminate per-transaction ACH fees entirely.* Let every dollar your investors send go toward the raise, not toward overhead.
Stop chasing wire references manually. Let Transact match incoming funds to your cap table the moment they arrive.
Opening a business account should be one step in your raise workflow, not a weeks-long detour. Traditional setup processes weren’t designed for capital raises. They require appointments, branch visits, and staff who often aren’t familiar with private capital structures.
Transact is built into InvestNext so your account setup happens where your raise is already being prepared. One system. One login. One timeline. When you’re ready to launch, your account is ready too.
ACH is the preferred method for accepting investor funds. It’s simple, predictable, and easy to manage. But per-transaction fees compound fast.
With Transact, ACH payments are completely free.* No per-transaction fees, no hidden costs, no tradeoff between efficiency and expense discipline. For a $10M raise, that’s an average of ~$3,000 in savings before a single dollar is deployed
From the first investor payment to the final distribution, Transact keeps every transaction inside the platform you already use to manage your raise. With fully integrated payments infrastructure, you can accept funds, send distributions, and monitor every movement, all without switching systems or paying per-transaction ACH fees.
What used to require a separate banking portal, manual reconciliation, and hidden costs now happens in one place automatically.
When investors send capital by wire or ACH, matching those transfers to the right entries in your cap table is one of the most manual, error-prone tasks in capital operations. A missing reference number can mean hours of follow-up.
Transact eliminates this entirely. ACH payments are reconciled automatically. When a reference number is included on the wire, your cap table is updated automatically. When it’s not, Transact recognizes the incoming funds and suggests a match based on capital activity already recorded in InvestNext.
No chasing. No cross-referencing. No risk of misapplied funds.
Every Transact account is fully encrypted. Funds are held with Grasshopper Bank, N.A., Member FDIC, and are eligible for FDIC insurance up to applicable limits. The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured bank.
Investors complete verification securely within InvestNext, giving sponsors a clean, professional experience to deliver from day one. Compliance is handled before it becomes a problem.
Once funds are in your Transact account, moving them is straightforward. Transfer to escrow or other accounts with no ACH fees.* Access daily wire options when speed matters.
Transact is designed to support the full lifecycle of a raise from the moment the first investor funds arrive to the moment capital is deployed–without introducing new costs or complexity at each step.
“The introduction of InvestNext reshaped our approach. It came at a critical juncture, providing the scalability we needed to surpass our expectations of $50 million in Capital Under Management, reaching $400 million in Capital Under Management within just four years.”
Mike Williams, VP Investor Relations | Open Door Capital
Keep data secure with the highest industry standards for encryption, data storage, and authentication - verified by the strictest external audit available.
Build credibility and impress your investors with a meticulously designed white label investor portal. Promote offerings to new and existing investors with professional and customizable deal rooms. Accelerate capital raising with frictionless commitment flows and secure inbound funding.
Reduce administrative overhead with automated financial management.
See how InvestNext offers the payments infrastructure you need for your next raise.
* Terms and conditions apply.
InvestNext, Inc. is a software company, not a bank or an FDIC-insured depository institution. Banking services are provided by Grasshopper Bank, N.A., Member FDIC. FDIC deposit insurance coverage is available only to protect you against the failure of an FDIC-insured bank that holds your deposits and subject to FDIC limitations and requirements. FDIC deposit insurance only covers the failure of Grasshopper Bank, N.A. It does not protect you against the failure of InvestNext or other third party.
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